About the guided tour
The Do It Yourself 401(k) guided tour is a quick preview into the Do It Yourself 401(k) system. It offers some examples of how the various components of the system come together to make running your plan in-house quick, efficient and, of course, easy. The software is the core component of the
Do It Yourself 401(k) system. For a hands-on look at the software, download the free demo.
View the tour of Do It Yourself 401(k)
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When your Do It Yourself 401(k) package arrives at your
door, you're ready to roll!
You have EVERYTHING you need to launch and maintain a quality 401k plan.
Getting started is easy: Just pop in the CD-ROM.
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The Do It Yourself 401(k) plan administration software contains
an interactive tour that guides you through the system.
You can also skip the tour and just dive right in. The user-friendly Windows interface and intuitive program design make using Do It Yourself 401(k)... well, easy! -
Getting your plan up and running is only a step away:Your 401k software arrives with all your pertinent company and plan information already hardwired in.All you need to add is employee information.Your 401k system is then fully customized and waiting to process 401k activity! -
Processing 401k activity is simple, too. Do It Yourself 401(k) does most of the work!Do It Yourself 401(k) generates plan-specific info "Pacs" that explain subject matter to your employees while gathering the exact information you need from them.The software then uses the information you feed it to record, process and track every activity within your company 401k retirement plan.Who ever thought plan administration could be so simple! -
Do It Yourself 401(k)'s time-saving info packs cover every major 401k plan participation activity:enrollment (including investment designation)401k loans401k hardship withdrawals401k distributions/quitting the planThe info packs are housed inside the software, so you never have to keep stockpiles around the office! -
The first "401k activity" you'll likely perform is enrolling plan participants. The Do It Yourself 401(k) User's Guide tells you exactly what to do, and the Do It Yourself 401(k) system gives you the tools that make the job simple:The plan-specific Enrollment Pac and Investment Decisions Pac explain how great your particular company plan is while gathering pertinent information from your employees. The Do It Yourself 401(k) software then applies the information to all future relevant plan activity. -
The Do It Yourself 401(k) software can even AUTOMATICALLY enroll employees as they meet your plan's eligibility requirements.Auto enrollment (also called passive enrollment) can boost plan participation rates -- yet we never charge extra for the feature!If you choose auto enrollment for your 401k plan, you also choose the default contribution rate and investment(s) to be used (part of the information we hardwire into your software).
Your employees can, at any time, decline enrollment or change from the default auto enrollment elections by completing an Enrollment Pac. -
The bulk of any 401k plan's activity is in processing monthly contributions.Each month you type or electronically transfer company payroll data into Do It Yourself 401(k).You can then sit back while Do It Yourself 401(k) takes care of all the month's processing! -
In seconds you have a report telling you the exact amount to forward to HighMark Funds and a report telling them how to divide up the amount among your plan participants' accounts.You just forward the money and the report to the investment company, and you're done! -
If your employees want the convenience of being able to quickly review activity in their 401k accounts, you can meet their needs at a click of your mouse:Do It Yourself 401(k) generates a Monthly Employee Statement for each plan participant. Monthly and year-to-date contributions, employer matching contributions, if any, as well as any loan and other 401k-related activity are presented in an easy-to-read format.Do It Yourself 401(k) even generates employee mailing labels for you! -
Do It Yourself 401(k) handles less-frequent 401k activity equally well. For instance, those related to company mergers, downsizings and reorganizations:The Do It Yourself 401(k) software's batch processing functions handle like sets of transactions in seconds.Do It Yourself 401(k) can incorporate a batch of money coming in from another 401k plan, or it can pull together the paperwork for a batch going out (to another plan or to a set of employees taking early retirement packages, for instance) with just a few mouse clicks! -
401k loans are a snap with Do It Yourself 401(k), too! You get one of those great plan-specific info packs (the Loan Pac) that explains 401k loans to your plan's participants and gathers the information you need from them.Do It Yourself 401(k) handles all the payment calculations.Do It Yourself 401(k) prepares notification to the investment company to liquidate the necessary funds, too.Do It Yourself 401(k) even automatically deducts the proper loan payments from contributions made to the participant's account until the loan is repaid. -
You may have noticed that with Do It Yourself 401(k) money always goes from your hands straight to HighMark Funds (and vice-versa).No third party EVER takes constructive receipt of plan's assets with Do It Yourself 401(k).In this world of rising malfeasance by third-party and other outside plan administrators, the asset security Do It Yourself 401(k) provides is extremely valuable! -
With Do It Yourself 401(k) you...Save money.Cut out the middlemen, enabling plan money to move from the contribution phase of the processing cycle to the investment phase more quickly.Increase asset security for your entire 401k retirement plan! -
The Do It Yourself 401(k) system even takes the work out of year-end IRS compliance testing and 401k-related federal reporting.The Do It Yourself 401(k) software can run practice compliance tests whenever you like (we recommend monthly), helping you can catch and correct undesirable trends BEFORE the mandatory year-end testing.The Do It Yourself 401(k) system includes EZFed Forms, a special CD-ROM that not only puts blank copies of the year's federal reporting forms at your fingertips, but that also includes annotated versions made especially for use with Do It Yourself 401(k). -
Do It Yourself 401(k) really does take the work out of running a 401k plan -- we should know: it's based on more than a dozen years of our professional full-service 401k plan management experience. We've created and run some of the most popular 401k plans in the nation!To get a hands-on feel for the core of the system -- the Do It Yourself 401(k) software -- download the FREE 401k software demo from this website or contact us to order a copy for immediate delivery.
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At Pension Systems Corporation we provide affordable, flexible, quality 401k plans for companies of every size.Do It Yourself 401(k) is our run-it-yourself administration approach. You get incredible investment selection plus a quality, flexible plan at an unbeatable price.Affordable full service plans (where we take care of the administration) are also available through Pension Systems Corporation!